Insurance Cover We Offer
Find the cover that fits your life or business. Here is a plain-language guide to the main types of insurance Shelterpoint Insurance arranges.
Personal Cover
Personal cover protects you and the people who depend on you. Policies in this group are designed for individuals and families who want reassurance against the unexpected. Suited to: individuals and families looking for everyday protection for themselves, their home and their belongings.
Home and contents cover
Personal possessions and valuables
Motor cover for private vehicles
Business Cover
Business cover helps protect the people, premises and income that keep your company running. We arrange cover for businesses of different sizes and sectors. Suited to: sole traders, small and medium businesses, and organisations that need to protect their assets and staff.
Commercial property and premises cover
Public and employer liability
Business interruption protection
What Is Typically Covered, and What to Check
Every policy is different, but most cover follows a similar pattern. Before you commit, check what is included, what is excluded, the excess you would pay on a claim, and any limits on the amount that can be paid out. Asking these questions early helps avoid surprises later.
If you are unsure what a policy includes, we are happy to explain it in plain language.
Need Something Not Listed?
Your situation may not fit neatly into one of the categories above. Tell us what you need and we will let you know how we can help.
Ready to talk about your cover?
Learn how the quote and claims process works on our How It Works page, or find out more about who is behind Shelterpoint Insurance on our About page.